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Individual & Family Plans

These insurance plans for members under age 65, with benefits such as doctor visits, lab tests, prescription drugs, and hospital visits are available based on age, income, and residency status.
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If you or your family member does not qualify for Medicaid (based on age, income and residency requirement) or Child Health Plus (below 19 years old age requirement), then you may qualify for the Essential Plan and still have access to high quality health care. EssentialCare provides you access to insurances such as Fidelis Care, UnitedHealthCare and Emblemhealth's four different income-based "tiers" of the Essential Plan (1, 2, 3, 4).

Any one of these Essential Plan tiers offer access to essential health benefits like lab tests, doctor visits, prescription drugs, urgent and emergency care, hospitalization and more. In addition, people can add dental and vision benefits. All these medical - dental - vision benefits in Essential Plans are either $0 or very low monthly plan premium.

Who can apply?

The Essential Plan is for you if you meet certain income requirements or if you are a young adult who no longer qualify for Child Health Plus. It is also a great option if you cannot get health insurance coverage through your employer.
Therefore, if you are in the age group of 19-64 and qualify based on income and residency, without insurance through your employer, you can apply for the Essential Plan.
Essential Plans
Qualified Health Plans
If your income is higher than the requirement for the Essential Plans, our staff at EssentialCare will introduce you to the list of options of the qualified health plans from available health insurance carriers. You have an option of wide variety of the plans depending on your budget and needs: standard qualified health plans offer health benefits that cover the essential health protection that you and your family need.

In addition to the standard qualified plans, there are plans with the standard benefits plus adult dental and vision care. The Platinum, Gold, Silver, Bronze, and Catastrophic Plans vary based on their premium rates, designs and required cost sharing
7 years we provide benefits
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Wide selection of major insurance companies.
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We can assist with selection of the most suitable insurance plan for you and your family
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