Health insurance coverage is limited to the state of residency. We can also give you access to the medical plans that cover your medical expenses in more than 44 states. It is a type of benefit plan that pays all or a portion of eligible expenses if you or a covered family member is ill or injured. Medical plans typically cover a range of services related to health care, such as preventive care, doctor office visits, diagnostic lab tests and x-rays, hospital stays, surgery and prescription drug benefits. Most medical plans cover similar services and supplies. However, different plans pay different levels of benefits when you have a covered expense, and the way in which you access care may be different, depending on the type of plan.